Travel Insurance

Why is cover so important?

Knowing you have protection from a travel insurance policy will give you the comfort you need to kick back, relax and enjoy your holiday..

The last thing you want to happen when you are away is to find yourself high and dry with nowhere to turn should you have the misfortune of something going wrong. Taking out a travel insurance policy will not only give you peace of mind, it will ensure you can receive help and assistance when you need it.

Holiday insurance covers you for a range of areas, though exactly what you’re covered for will depend on the quality of the policy you buy. Your policy could include cancellation cover should you have to cancel your plans before you have even flown away, medical costs if you were to fall ill or be hospitalised while on holiday, cover for your baggage and money, cover for travel delays, curtailment costs should you have to cut your holiday short, and liability cover should you cause an accident while away. There is also a huge range of other cover types, so check your travel insurance policy carefully.

Be aware that while you want to get the best price possible, cheap travel insurance is not always a good buy as you may not have sufficient cover. The more you pay for your policy, the higher the level of cover you will have. In fact, you can often get more protection for only pennies more, so buy carefully.

When buying your policy it’s particularly important to ensure that your holiday cost is covered for cancellation, you have sufficient medical cover and that you are aware of how your policy works should you need to make a claim.